Terms of Service & Financial/Medical Disclaimers

1. Acceptance of Terms & Informational Purpose

By accessing and using CalculatorGraph, you agree to these Terms of Service. All calculators, interactive graphs, schedules, formulas, and educational guides are provided free of charge strictly for general informational, educational, and planning purposes.

2. Financial, Investment & Tax Disclaimer

CalculatorGraph is not a registered investment advisor, bank, broker-dealer, chartered accountant, or tax advisory firm. Financial outputs, including mortgage payments, loan EMIs, mutual fund SIP projections, retirement corpuses, and income tax or GST estimates, are mathematical projections based on the assumptions you enter. Market returns fluctuate, and statutory tax laws are subject to legislative change. Always consult a qualified financial advisor or tax professional before making financial decisions.

3. Medical & Health Disclaimer

Health and fitness calculators on CalculatorGraph, including BMI, calorie & TDEE needs, body fat percentage, pregnancy due date, ovulation, sleep cycle, and eGFR kidney function estimates, are population-level screening and educational tools only. They do not constitute medical advice, clinical diagnosis, or treatment recommendations. Always consult a qualified physician or healthcare provider regarding any medical condition or nutritional program.

4. Engineering & Construction Disclaimer

Construction, concrete volume, roofing pitch, stair stringer, HVAC BTU, and electrical voltage-drop calculators provide preliminary material and engineering estimates. All physical construction and electrical installations must comply with local building codes (such as IRC and NEC) and be verified by a licensed contractor or professional engineer.

5. Limitation of Liability & Warranty Disclaimer

While every calculation engine on CalculatorGraph undergoes automated numerical verification, the platform is provided “AS IS” without warranties of any kind, express or implied. Under no circumstances shall CalculatorGraph or its contributors be liable for any direct, indirect, incidental, or consequential damages arising from reliance on any calculation result.